How do I speak to a representative at Navient?

U.S. Department of Education Student Loans International: If the 800-722-1300 toll-free number doesn’t work for you, call us at 317-806-0580 (charges apply). When you send us correspondence, please provide your account number and sufficient detail so that we can address your inquiry.

Can you go to jail for not paying your student loan?

Can You Go to Jail for Not Paying Student Loan Debt? You can’t be arrested or sentenced to time behind bars for not paying student loan debt because student loans are considered “civil” debts. This type of debt includes credit card debt and medical bills, and can’t result in an arrest or jail sentence.

Why does Navient keep calling me?

If you don’t reach out first, they’ll definitely call you, but that may not be the way you want things to go — if Navient is calling you, it’s probably because your loan is already in trouble, and your credit has probably taken a hit, as well.

Can you negotiate with Navient?

Can you negotiate a settlement with Navient? You can negotiate a student loan settlement with Navient. But the process for negotiating a settlement will change depending on whether your loan is a federal student loan or a private student loan.

Is Navient a federal debt?

Federal laws protect consumers from unscrupulous debt collectors. While Navient is not generally considered a debt collector covered under the statute, the collectors they hire at outide agencies are regulated by the Fair Debt Collection Practices Act (FDCPA).

Can Navient loans be forgiven?

If the company Navient has serviced your loans, you are probably aware of Navient lawsuit by now and that those loans can be forgiven under certain circumstances . However, achieving Navient loan forgiveness might be a challenging process for students and is more problematic than it may sound.

Is Navient federal?

Navient is one of the largest federal student loan servicers. It also services private student loans from various lenders. Navient was created in 2014 to take over Sallie Mae’s federal student loan servicing arm.

Where is Navient headquarters?

Sallie Mae, the consumer banking business, will remain at its existing headquarters facility off Churchman’s Road in Newark. Navient signed a 7-year lease with Pettinaro to occupy approximately 40,000-square-feet of space in the Star Building, located at 123 Justison Street on the Wilmington Riverfront.